Harborline Mortgage · 14 borrowers

Know which future borrowers deserve your attention today.

Mentra works with your borrowers between conversations, tracks their progress toward the mortgage they actually want, and surfaces the people showing meaningful signs of readiness.

4

Ready for attention

4

Progressing

3

Needs more time

3

Inactive / At risk

Ready for attention

4 borrowers changed enough to be worth a conversation.

Mentra explains why, instead of showing you a readiness percentage.

Maya R.

$625,000 home · Queens, NY

6-12 months
  • Credit utilization: 61% to 27%
  • Savings: +$6,400
  • Completed 4 of 5 current actions

Why now

Financial profile has materially improved since last review.

Review Maya

Devon K.

$410,000 home · Mesa, AZ

3-6 months
  • Savings: $13,500 to $22,000
  • Reached the down payment milestone for a $410K target
  • Completed 5 of 5 current actions

Why now

Hit the savings milestone set for his target purchase price.

Review Devon

Alina S.

$545,000 home · Aurora, CO

0-6 months
  • Monthly debt: $1,510 to $890
  • Completed her credit improvement plan
  • Timeline moved to within 6 months

Why now

Reduced monthly debt obligations and is approaching her target timeline.

Review Alina

Jordan M.

$375,000 home · Charlotte, NC

6-12 months
  • Credit utilization: 74% to 28%
  • Savings: +$3,100
  • Completed 4 of 6 current actions

Why now

Reached the target credit utilization set in his plan.

Review Jordan

Borrower pipeline

Everyone else, and where they stand.

Ready for attention

4

Meaningful movement since the last lender review.

Maya R.

$625,000 · Queens, NY · 6-12 months

Paid down Chase revolving balance

Devon K.

$410,000 · Mesa, AZ · 3-6 months

Hit $22,000 savings milestone

Alina S.

$545,000 · Aurora, CO · 0-6 months

Paid off two installment loans

Jordan M.

$375,000 · Charlotte, NC · 6-12 months

Reached target credit utilization

Progressing

4

Working the plan, not at a reconnect point yet.

Tasha B.

$489,000 · Atlanta, GA · 12-18 months

Opened a dedicated home fund

Luis F.

$320,000 · San Antonio, TX · 6-12 months

Cleared a collections account

Nina P.

$710,000 · Seattle, WA · 12-18 months

Increased monthly savings rate

Omar H.

$455,000 · Columbus, OH · 12-18 months

Refinanced a high rate personal loan

Needs more time

3

Early in the plan or facing a longer timeline.

Grace L.

$280,000 · Tulsa, OK · 18-24 months

Started the credit improvement plan

Erik T.

$599,000 · Portland, OR · 18-24 months

Completed the intake goal review

Priscilla A.

$395,000 · Raleigh, NC · 12-18 months

Reduced one card below its limit

Inactive / At risk

3

No activity recently. May need a nudge.

Marcus D.

$340,000 · Jacksonville, FL · Not set

No activity in 74 days

Hannah W.

$520,000 · Nashville, TN · Not set

No activity in 96 days

Samir Q.

$430,000 · Chicago, IL · Not set

No activity in 120 days

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