Lender referral · Priya, Mortgage Advisor · Referred Oct 3, 2025
Priscilla A.
Last lender contact Jan 21, 2026. Latest movement: Reduced one card below its limit.
Goal
What Priscilla is trying to accomplish
- Target location
- Raleigh, NC
- Target purchase price
- $395,000
- Comfortable monthly payment
- $2,500/month
- Target timeline
- 12-18 months
Current path
Where Priscilla stands against that goal
Cash
Needs workToday: $3,100 saved
Needed: ~$24,000 for down payment and closing
Credit
ImprovingToday: 72% utilization
Needed: Under 30% utilization
Income / DTI
WatchToday: $1,030 monthly debt
Needed: Under $850 monthly debt
Monthly payment alignment
WatchToday: Comfortable at $2,500
Needed: $395K scenario runs near $2,720
These are progress signals against this borrower's stated goal. They are not a credit decision or an approval.
What has changed
Since your last review
Credit utilization
88%72%
Savings
$3,100$3,100
Monthly debt obligations
$1,080$1,030
Actions completed
1 / 62 / 6
Why Mentra surfaced this borrower
Priscilla is improving credit but has not begun building reserves toward her $395K target.