Lender referral · Andrew, Mortgage Advisor · Referred Jan 14, 2026
Devon K.
Last lender contact Feb 27, 2026. Latest movement: Hit $22,000 savings milestone.
Goal
What Devon is trying to accomplish
- Target location
- Mesa, AZ
- Target purchase price
- $410,000
- Comfortable monthly payment
- $2,600/month
- Target timeline
- 3-6 months
Current path
Where Devon stands against that goal
Cash
On trackToday: $22,000 saved
Needed: ~$23,000 for down payment and closing
Credit
On trackToday: 19% utilization
Needed: Under 30% utilization
Income / DTI
On trackToday: $610 monthly debt
Needed: Under $700 monthly debt
Monthly payment alignment
On trackToday: Comfortable at $2,600
Needed: $410K scenario runs near $2,680
These are progress signals against this borrower's stated goal. They are not a credit decision or an approval.
What has changed
Since your last review
Savings
$13,500$22,000
Credit utilization
24%19%
Monthly debt obligations
$740$610
Actions completed
2 / 55 / 5
Why Mentra surfaced this borrower
Devon reached the cash milestone tied to his $410K goal and has held his credit steady for two consecutive months.