Lender referral · Priya, Mortgage Advisor · Referred Nov 8, 2025
Alina S.
Last lender contact Jan 9, 2026. Latest movement: Paid off two installment loans.
Goal
What Alina is trying to accomplish
- Target location
- Aurora, CO
- Target purchase price
- $545,000
- Comfortable monthly payment
- $3,300/month
- Target timeline
- 0-6 months
Current path
Where Alina stands against that goal
Cash
ImprovingToday: $31,400 saved
Needed: ~$41,000 for down payment and closing
Credit
On trackToday: 14% utilization
Needed: Under 30% utilization
Income / DTI
On trackToday: $890 monthly debt
Needed: Under $1,000 monthly debt
Monthly payment alignment
ImprovingToday: Comfortable at $3,300
Needed: $545K scenario runs near $3,540
These are progress signals against this borrower's stated goal. They are not a credit decision or an approval.
What has changed
Since your last review
Monthly debt obligations
$1,510$890
Credit utilization
38%14%
Savings
$27,900$31,400
Actions completed
3 / 55 / 5
Why Mentra surfaced this borrower
Alina cleared two installment loans and finished her credit plan. Her monthly obligations changed enough that the $545K scenario is worth re-running.