Lender referral · Andrew, Mortgage Advisor · Referred Mar 2, 2026
Maya R.
Last lender contact Apr 18, 2026. Latest movement: Paid down Chase revolving balance.
Goal
What Maya is trying to accomplish
- Target location
- Queens, NY
- Target purchase price
- $625,000
- Comfortable monthly payment
- $3,800/month
- Target timeline
- 6-12 months
Current path
Where Maya stands against that goal
Cash
ImprovingToday: $24,600 saved
Needed: ~$36,000 for down payment and closing
Credit
On trackToday: 27% utilization
Needed: Under 30% utilization
Income / DTI
ImprovingToday: $980 monthly debt
Needed: Under $900 monthly debt
Monthly payment alignment
WatchToday: Comfortable at $3,800
Needed: $625K scenario runs closer to $4,150
These are progress signals against this borrower's stated goal. They are not a credit decision or an approval.
What has changed
Since your last review
Credit utilization
61%27%
Savings
$18,200$24,600
Monthly debt obligations
$1,240$980
Actions completed
1 / 54 / 5
Why Mentra surfaced this borrower
Maya has made meaningful progress across credit utilization and cash reserves. Her financial profile may be worth reassessing against her $625K purchase goal.