Lender referral · Andrew, Mortgage Advisor · Referred Jul 11, 2025
Samir Q.
Last lender contact Aug 29, 2025. Latest movement: No activity in 120 days.
Goal
What Samir is trying to accomplish
- Target location
- Chicago, IL
- Target purchase price
- $430,000
- Comfortable monthly payment
- $2,700/month
- Target timeline
- Not set
Current path
Where Samir stands against that goal
Cash
Needs workToday: $12,000 saved
Needed: ~$32,000 for down payment and closing
Credit
WatchToday: 48% utilization
Needed: Under 30% utilization
Income / DTI
WatchToday: $1,140 monthly debt
Needed: Under $900 monthly debt
Monthly payment alignment
WatchToday: Comfortable at $2,700
Needed: $430K scenario runs near $2,910
These are progress signals against this borrower's stated goal. They are not a credit decision or an approval.
What has changed
Since your last review
Savings
$12,000$12,000
Credit utilization
48%48%
Monthly debt obligations
$1,140$1,140
Actions completed
0 / 40 / 4