Lender referral · Andrew, Mortgage Advisor · Referred Apr 4, 2026
Tasha B.
Last lender contact May 6, 2026. Latest movement: Opened a dedicated home fund.
Goal
What Tasha is trying to accomplish
- Target location
- Atlanta, GA
- Target purchase price
- $489,000
- Comfortable monthly payment
- $3,000/month
- Target timeline
- 12-18 months
Current path
Where Tasha stands against that goal
Cash
Needs workToday: $11,400 saved
Needed: ~$29,000 for down payment and closing
Credit
ImprovingToday: 41% utilization
Needed: Under 30% utilization
Income / DTI
ImprovingToday: $1,180 monthly debt
Needed: Under $950 monthly debt
Monthly payment alignment
WatchToday: Comfortable at $3,000
Needed: $489K scenario runs near $3,310
These are progress signals against this borrower's stated goal. They are not a credit decision or an approval.
What has changed
Since your last review
Savings
$9,200$11,400
Credit utilization
47%41%
Monthly debt obligations
$1,210$1,180
Actions completed
1 / 63 / 6
Why Mentra surfaced this borrower
Tasha is working her plan consistently but is still short on cash reserves.