Lender referral · Priya, Mortgage Advisor · Referred Aug 8, 2025
Hannah W.
Last lender contact Oct 1, 2025. Latest movement: No activity in 96 days.
Goal
What Hannah is trying to accomplish
- Target location
- Nashville, TN
- Target purchase price
- $520,000
- Comfortable monthly payment
- $3,200/month
- Target timeline
- Not set
Current path
Where Hannah stands against that goal
Cash
Needs workToday: $14,100 saved
Needed: ~$41,000 for down payment and closing
Credit
WatchToday: 45% utilization
Needed: Under 30% utilization
Income / DTI
WatchToday: $1,390 monthly debt
Needed: Under $1,100 monthly debt
Monthly payment alignment
WatchToday: Comfortable at $3,200
Needed: $520K scenario runs near $3,520
These are progress signals against this borrower's stated goal. They are not a credit decision or an approval.
What has changed
Since your last review
Savings
$17,500$14,100
Credit utilization
42%45%
Monthly debt obligations
$1,360$1,390
Actions completed
2 / 52 / 5
Why Mentra surfaced this borrower
Hannah stopped engaging and drew down part of her home fund.