Lender referral · Andrew, Mortgage Advisor · Referred Sep 19, 2025
Marcus D.
Last lender contact Nov 5, 2025. Latest movement: No activity in 74 days.
Goal
What Marcus is trying to accomplish
- Target location
- Jacksonville, FL
- Target purchase price
- $340,000
- Comfortable monthly payment
- $2,200/month
- Target timeline
- Not set
Current path
Where Marcus stands against that goal
Cash
Needs workToday: $7,200 saved
Needed: ~$21,000 for down payment and closing
Credit
WatchToday: 54% utilization
Needed: Under 30% utilization
Income / DTI
WatchToday: $960 monthly debt
Needed: Under $750 monthly debt
Monthly payment alignment
WatchToday: Comfortable at $2,200
Needed: $340K scenario runs near $2,360
These are progress signals against this borrower's stated goal. They are not a credit decision or an approval.
What has changed
Since your last review
Credit utilization
54%54%
Savings
$7,200$7,200
Monthly debt obligations
$960$960
Actions completed
1 / 51 / 5
Why Mentra surfaced this borrower
Marcus has not acted on his plan in over two months.