Lender referral · Andrew, Mortgage Advisor · Referred Feb 20, 2026
Jordan M.
Last lender contact Mar 30, 2026. Latest movement: Reached target credit utilization.
Goal
What Jordan is trying to accomplish
- Target location
- Charlotte, NC
- Target purchase price
- $375,000
- Comfortable monthly payment
- $2,400/month
- Target timeline
- 6-12 months
Current path
Where Jordan stands against that goal
Cash
Needs workToday: $12,900 saved
Needed: ~$24,000 for down payment and closing
Credit
On trackToday: 28% utilization
Needed: Under 30% utilization
Income / DTI
ImprovingToday: $1,050 monthly debt
Needed: Under $900 monthly debt
Monthly payment alignment
WatchToday: Comfortable at $2,400
Needed: $375K scenario runs near $2,590
These are progress signals against this borrower's stated goal. They are not a credit decision or an approval.
What has changed
Since your last review
Credit utilization
74%28%
Savings
$9,800$12,900
Monthly debt obligations
$1,190$1,050
Actions completed
1 / 64 / 6
Why Mentra surfaced this borrower
Jordan moved from 74% to 28% utilization in four months. That was the single barrier flagged at referral.