Borrower experience ยท Demo

Your goal

Buy a home in Chicago, IL. Everything below works backwards from that.

Target location
Chicago, IL
Target purchase price
$430,000
Comfortable monthly payment
$2,700/month
Target timeline
Not set

Your path

Where you are today, and what would need to change.

Cash

Needs work

Today: $12,000 saved

Needed: ~$32,000 for down payment and closing

Credit

Watch

Today: 48% utilization

Needed: Under 30% utilization

Income / DTI

Watch

Today: $1,140 monthly debt

Needed: Under $900 monthly debt

Monthly payment alignment

Watch

Today: Comfortable at $2,700

Needed: $430K scenario runs near $2,910

Your next actions

Three things that move the goal closer.

  1. 01

    Tell us whether a home purchase is still the goal.

    Why: Your plan pauses until the goal is confirmed.

  2. 02

    Restart with one action: $250 into the home fund.

    Why: A single restart step is easier than resuming the full plan.

  3. 03

    Check that no balances moved while the plan was paused.

    Why: Changes since last summer would alter your next steps.

0 of 4 current actions completed.

Your homebuying team

A

Andrew

Mortgage Advisor

Mentra is helping you work toward your homeownership goal between conversations with Andrew.