Borrower experience ยท Demo

Your goal

Buy a home in Jacksonville, FL. Everything below works backwards from that.

Target location
Jacksonville, FL
Target purchase price
$340,000
Comfortable monthly payment
$2,200/month
Target timeline
Not set

Your path

Where you are today, and what would need to change.

Cash

Needs work

Today: $7,200 saved

Needed: ~$21,000 for down payment and closing

Credit

Watch

Today: 54% utilization

Needed: Under 30% utilization

Income / DTI

Watch

Today: $960 monthly debt

Needed: Under $750 monthly debt

Monthly payment alignment

Watch

Today: Comfortable at $2,200

Needed: $340K scenario runs near $2,360

Your next actions

Three things that move the goal closer.

  1. 01

    Confirm whether the $340K goal and timeline still hold.

    Why: Your plan was built on a goal you set nine months ago.

  2. 02

    Restart a $200 monthly transfer into the home fund.

    Why: Restarting small keeps the plan alive while you reset.

  3. 03

    Pay $300 toward the highest balance card.

    Why: Utilization has not moved since your last review.

1 of 5 current actions completed.

Your homebuying team

A

Andrew

Mortgage Advisor

Mentra is helping you work toward your homeownership goal between conversations with Andrew.